Kentucky Department of Insurance
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Advisories by Year


2008
ID Description Approved
08-02Terrorism Risk Insurance Program Reauthorization Act of 2007 02/01/2008 
08-03Military Sales Practices: Reporting of Disciplinary Actions 07/21/2008 
08-04Form, Rate, and Supplementary Rating Information (Rule) Filings 05/02/2008 
08-05Discretionary Clauses 06/12/2008 

2007
ID Description Approved
07-01Advisory Opinion 07-01 07/23/2007 
07-01aAll Insurance Companies and Surplus Lines Brokers Subject To Kentucky Local Government Premium Taxes 12/05/2007 
07-02Advisory Opinion - Crop Adjuster License 09/12/2007 

2006
ID Description Approved
06-01TERRORISM RISK INSURANCE EXTENSION ACT OF 2005 01/18/2006 
06-02Premium Rate Filings 01/17/2006 
06-03GUARANTEED ISSUE AND PRE-EXISTING CONDITIONS UNDER KRS 304.17A-200(8) 08/30/2006 
06-04Consultants Dually Licensed As Agents 02/27/2006 
06-05FEMA FLOOD INSURANCE TRAINING REQUIREMENTS 04/04/2006 
06-07CONSULTANTS DUALLY LICENSED AS AGENTS 06/14/2006 
06-09ELECTRONIC SIGNATURES 08/21/2006 

2005
ID Description Approved
05-01Civil And Criminal Charges And Convictions 03/03/2005 
05-04Advisory Opinion 2005-04; Premium Finance Company Referral Fees to Agents 04/11/2005 
05-05License Tax On Insurance Companies 08/25/2005 
05-06Exclusionary Riders 09/22/2005 
05-07Newborn Coverage 11/07/2005 

2004
ID Description Approved
04-01Insurer's obligation under the Prompt-Pay law to pay claims directly to provider 07/30/2004 
04-02Uncertainty Related to Expiration of the Terrorism Risk Insurance Act of 2002 Exclusions Related to Acts of Terrorism 09/03/2004 
04-02aUncertainty Related to Expiration of the Terrorism Risk Insurance Act of 2002 Exclusions Related to Acts of Terrorism 11/01/2004 
04-03Certificates of Insurance 09/02/2004 
04-04Medicare Supplement 10/09/2004 
04-05Rebating and Illegal Inducements 11/01/2004 
04-06Application of Individual and Group Market Principles to Association Coverage 12/03/2004 
04-07Acting as an agent; Termination of appointments 11/29/2004 

2003
ID Description Approved
03-01Agent Commission Reductions 11/20/2003 

2002
ID Description Approved
02-01Voluntary Expedited Filing Procedures For Exclusions Related To Acts Of Terrorism 01/30/2002 
02-02USA Patriot Act of 2001 04/17/2002 
02-03Insurance policies issued by an "unauthorized insurer" constitute creditable coverage 05/29/2002 
02-04Global Funding Agreement - Backed Securities 06/01/2002 
02-06In re: Application of Basic Reparation Benefit Deductibles 11/25/2002 
02-07Implementation of the Terrorism Risk Insurance Act of 2002 12/19/2002 

2001
ID Description Approved
01-01Opinion not issued  
01-02Insurer exemption to the licensing of administrators 05/01/2001 
01-03The Effect of KRS304.17A-661,the Mental Health Parity Requirement on the Requirements of KRS 304.17A-143, the Autism Benefit 02/21/2001 
01-042001-2002 Kentucky Local Government Premium Tax Schedule and Listing of Payees and Addresses 04/07/2001 
01-04SSupplement to 2001-2002 Kentucky Local Government Premium Tax Schedule and Listing of Payees and Address 05/15/2001 
01-05KRS 304.18-110, State Continuation and Conversion, effects of the July 14, 2000, amendment 03/21/2001 
01-06Debtor Group 06/05/2001 
01-07GLBA Section 305 Voluntary Expedited Filings Review 07/30/2001 
01-08Acting as Agent Exception to Appointment Termination of Appointment  12/14/2001 
01-09Executive Order Blocking Property And Prohibiting Transactions With Persons Who Permit,Threaten To Commit,Or Support Terrorism 10/16/2001 

2000
ID Description Approved
00-01Providers Protected under the Any Willing Provider Law 01/13/2000 
00-02HB 757 - 45-Day Cancellation Notice 08/22/2000 
00-03Independent Medical Examinations ["IME"] for Basic or Added Reparations Benefits Coverage Under Motor Vehicle Liability Insurance Policies 09/22/2000 
00-04Advisory not issued  
00-05Exemption from Local Government Premium Taxes HB 517, Section 30 KRS 91A.080 License Tax on Insurance Companies 12/06/2000 

1999
ID Description Approved
99-01Conversion Plans as Health Benefits Plans 01/20/1999 
99-02Use of Fee Schedules for Payment of Medical Expenses in Basic and Added Reparation Benefits Coverage 03/12/1999 
99-03Experience-Information Reports of Insurers 04/20/1999 
99-04Opinion not issued  
99-05Group Claim Experience 04/15/1999 
99-06Claims Practice 06/11/1999 
99-07Dual Rates for Medicare Supplement Policies 05/27/1999 
99-08Any Willing Provider Law 06/11/1999 
99-09Opinion not issued  
99-10Opinion not issued  
99-11Opinion not issued  
99-12Bulletin 98-2 Personal Lines Property Insurance for Earthquake Damages 10/08/1999 
99-13Waiver of Our Right to Recover From Others Endorsements (NCCI Form WC 00 01 13) 11/19/1999 

1998
ID Description Approved
98-01The issuance and renewal of health benefit plans under 98 RS HB 315/EN 06/12/1998 
98-02Hospice care coverage under health benefit plans 10/23/1998 
98-03Health Care Discount Programs 09/16/1998 
98-04Participation Requirements for Groups 12/21/1998 
98-05Damages for motor vehicle loss of use and settlement of claims for motor vehicles 12/15/1998 

Bulletins by Year


2008
ID Description
08-012008-2009 Kentucky Local Government Premium Tax Schedule And Listing Of Payees And Addresses 
08-02bInsurance Legislation Adopted by the 2008 Kentucky General Assembly (Regular Session) 
08-03Fiscal Court Approves Mine Subsidence Insurance for Laurel County, Kentucky 

2007
ID Description
07-012007-2008 Kentucky Local Government Premium Tax Schedule and Listing of Payees and Addresses 
07-02Insurance Legislation Adopted by the 2007 Kentucky General Assembly (Regular session) 

2006
ID Description
06-01Local Government Premium Tax Schedule Bulletin (2006-2007) 
06-02NEW PREMIUM RATES FOR THE MINE SUBSIDENCE INSURANCE PROGRAM 
06-03INSURANCE LEGISLATION ADOPTED BY THE 2006 KENTUCKY GENERAL ASSEMBLY (REGULAR SESSION) 

2005
ID Description
05-01Local Government Premium Tax Schedule Bulletin (2005-2006) 
05-02Insurance Legislation Adopted By The 2005 Kentucky General Assembly (Regular Session) 
05-03Medicare Part D 

2004
ID Description
04-01Local Government Premium Tax Schedule Bulletin (2004-2005) 
04-02Insurance Legislation Adopted by the 2004 Kentucky General Assembly (Regular Session) 

2003
ID Description
03-01Local Government Premium Tax Schedule Bulletin (2003-2004) 
03-02Insurance Legislation Adopted By The 2003 Kentucky General Assembly (Regular Session) 

2002
ID Description
02-02Insurance Legislation Adopted By The 2002 Kentucky General Assembly (Regular Session) 

2001
ID Description
01-01No-Fault Rejection Form Revision Bulletin 
01-02No Bulletin Issued 
01-03Property & Casualty Form, Rate, and Rule Filings and Commerical Deregulation No-Fault Rejection Form Revision 
01-04Insurance Legislation Adopted By The 2001 Kentucky General Assembly (Regular Session) 

2000
ID Description
00-012000-2001 Kentucky Local Government Premium Tax Schedule and Listing of Payees and Addresses 
00-02Insurance Legislation Adopted By the 2000 Kentucky General Assembly (Regular Session) 

1999
ID Description
99-011999-2000 Kentucky Local Governmen Premium Tax Schedule and Listing of Payees and Addresses 
99-02Rate and Rule Filings Consumer Information - Personal Line Rate Comparisons 
99-03The Use of Preferred Provider Organizations and other Unapproved Managed Care Health Systems in Workers¿ Compensation Claims 

1998
ID Description
98-011999-2000 Kentucky Local Governmen Premium Tax Schedule and Listing of Payees and Addresses 
98-02Personal Lines Property Insurance for Earthquake Damages 
98-03Bulletin was converted into a regulation 
98-041998/2000 Consumer Guide to Long Term Care Insurance 
98-05Insurance Legislation Adopted by the 1998 KY General Assembly (Regular Session) 
98-06New Premium Rates for the Mine Subsidence Program 

1997
ID Description
97-01Reporting of Cancellation of Nonrenewal of Automobile Insurance to The Department of Transportation 
97-02Workers' Compensation Form, Rate and Rule Filings (February 1997) 
97-031997-1998 Kentucky Local Government Premium Tax Schedule and Listing of Payees and Addresses 
97-04Form, Rate and Rule Filings 
97-05Acting as an Agent (November 1997) 
97-06Assumed Names for Insurers 

1996
ID Description
96-011996-1997 Kentucky Local Government Premium Tax Schedule and Listing of Payees and Addresses 
96-02Insurance Legislation Adopted by the 1996 Kentucky General Assembly (Regular Session) 
96-03Implementation of SB 343-An ct Relating to Health Care; Part 2 Health Insurance Reforms 
96-041996/97 Consumer Guide to Long Term Care Insurance (May 1996) 
96-07aChanges In Non-Owned Automobile Coverage For Kentucky State Employees (July 1996) 
96-07bNew Legislation- Cancellation of Automobile Insurance Binders (October 1996) 
96-08Experience Modification Factor for Workers Compensation (November 1996)